That's it, keep avoiding it.
This is how I see it, too. In my almost 15 years of studying the arts, I've changed schools, styles, and teachers (usually these are all a package anyway) more than once: sometimes over ethics; sometimes, ridiculous fees; sometimes because my middle aged body couldn't physically perform what they asked of it, and the school/master was unwilling to accomodate for this.
But I can't quit martial arts--it's a big part of who I am. I may resort to videos and written sources more than in the past. I may practice on my own or with select friends more than in a commercial studio and its classes. I may improvise equipment and settings, instead of working out with equipment obviously purchased with cash flow associated with a large, successful enterprise, or in front of mirrored walls surrounded by Asian calligraphy and art. But if I let someone else cause me to quit doing something I love, then I'm giving him way too much power over my life. I don't care what lineage or belt he holds--he's not in charge of my life, and my life must include a heavy dose of martial arts for me to be reasonably happy and healthy.
As I tell those younger in the arts than I (my students), you can only fail if you quit.
A man, as long as he teaches, learns. - Seneca
If I could get us back from the socialist/capitalist debate (does either extreme exist in pure form anymore, anyway?), I'd like to say I agree with this gentle approach during stormy times when we can't be wholly committed to hardcore MA practice:
Until about the age of 50, I lived my life in all-or-nothing, black-or-white terms. Now I believe, sometimes just a small amount is enough--and certainly better than nothing.
A man, as long as he teaches, learns. - Seneca
the only times i ever "quit" was when the money ran out. one school i went to was 65 dollars a month not including testing fees, tournaments, and sparring gear. big chunk of change for a guy who was only a buck or two over minimum wage at the time. eventually money became tight and i had to leave. didn't mean that i wasn't still training at home and keeping what i learned in my head, but as for improving in areas like sparring was a impossiblility since nobody outside of the school had any gear. hard to spar with one chest pad and head gear. some of you might say what about no contact or using control? i say what's the point? are you going to fight a attcker like that? anyway from my experience it's money. i didn't like that art any less my wallet did.
"you have to give up, you have to realize that one day you will die. until you know that you are useless." -Tyler Durden